Review

Epos Now Review 2026: US Pricing, Contracts, Pros and Cons

What Epos Now's US hardware bundle, monthly fee and card processing cost, what its contract terms say, and how a year compares with Square, Clover and Shopify POS.

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TL;DR

Epos Now is worth it in 2026 for a small US store that wants a full countertop system with no upfront payment and is happy to process cards through Epos Now Payments. Its US terms list the Plus plan at $0 upfront and $99 a month, with card payments at 2.6% + 10¢, per those terms and Epos Now's payments page read on 19 October 2026. The terms say they take precedence over prices on the website.

The catch is in the contract. Its US terms describe fixed-period plans where leaving early costs the remaining monthly payments, and a plan that drops below its processing minimum can be moved to a $129 monthly Basic plan. Square's free plan costs less per month for a store that already owns hardware, so Epos Now earns its place on the bundle and the onboarding, not on price.

Key factsBest for: Small stores that want countertop hardware, card processing…
  • Updated: October 19, 2026
  • Best for: Small stores that want countertop hardware, card processing and onboarding in one bundle
  • Price as of October 19, 2026: Plus $0 upfront + $99/mo, Basic $129/mo (US terms); payments 2.6% + 10¢
  • A cloud POS sold as a hardware bundle with its own card processing and a 100+ app store.
  • Hardware in the bundle: Countertop 2 terminal, Air card machine and POS80 printer
  • In-person card rate: 2.6% + 10¢ with Epos Now Payments
  • Leaving early: Remaining monthly payments are due, less a 3.5% discount
  • Integrations: 100+ apps in the Epos Now AppStore

Pros

  • The Plus plan puts a countertop terminal, card machine and printer in place with nothing upfront, against $1,899 for Clover's Standard bundle.
  • Payments cost 2.6% + 10¢ in person with free refunds and no PCI-compliance fee.
  • 100+ AppStore integrations, including QuickBooks, Xero and Deputy.

Cons

  • Leaving a fixed-period plan early costs the remaining monthly payments, less a 3.5% discount.
  • Plus pricing needs Epos Now Payments for 75% of card processing or $2,500 per 45 days, or you can be moved to Basic.
Hardware in the bundleCountertop 2 terminal, Air card machine and POS80 printer
In-person card rate2.6% + 10¢ with Epos Now Payments
Leaving earlyRemaining monthly payments are due, less a 3.5% discount
Integrations100+ apps in the Epos Now AppStore

Epos Now, sold in the US by EposNow LLC of Florida, offers cloud POS software, countertop and mobile hardware, and its own card processing to retail and hospitality businesses in the US. The pitch is a complete system in one order: a Countertop 2 terminal with a 15.6-inch full HD touchscreen, an Air card machine, a receipt printer and personalized onboarding. Our best POS systems ranking covers the whole category; this page is about Epos Now alone.

Toolradar data: on Toolradar, the software directory we run, Epos Now is listed as an alternative to 1 other tool, joint #134 of 191 payment processing tools, as of October 2026. Buyers rarely shortlist it against the big names, which is why its price and contract deserve a close read before you sign.

What is Epos Now?

Epos Now sells hardware bundles, POS software and Epos Now Payments together. The Complete POS System includes the Countertop 2 terminal, Epos Now POS software, the Air card machine with Epos Now Payments, an 80mm POS80 thermal receipt printer, and personalized onboarding and training. Other devices include the Pro+ handheld, a dual-screen Duo and Micro, which runs the software on your own device.

The software covers sales, stock and reporting, with an AppStore of 100+ integrations such as QuickBooks, Xero, Deputy, Mailchimp and Shopify. Epos Now Online adds a website builder that syncs products and prices between store and web.

How Epos Now works

You request an offer or a quote, a salesperson configures the bundle, and Epos Now ships the hardware with onboarding. Payments run through Adyen as the facilitating bank, and card reports sit next to sales reports in the Back Office. Support, under the US terms, runs weekdays 9:00 to 18:00 and Saturdays 9:00 to 17:00, with 24/7 cover on Premium support.

Pricing depends on the proposition you sign. The live US terms list two zero-upfront bundles, Plus with Epos Now Payments and Basic with a third-party processor, while a time-limited web offer sells the Complete POS System with an upfront payment. Get the monthly fee, the term length and the processing rate in writing, because the terms say they take precedence over prices on the website.

Epos Now key features

Complete hardware bundleEssential
Countertop 2 with a 15.6-inch touchscreen, Air card machine, POS80 receipt printer and onboarding in one order, which suits a store opening from scratch.
Epos Now PaymentsEssential
In-person card payments at 2.6% + 10¢ with free refunds and no PCI-compliance or authorization fees, per Epos Now's payments page.
Card surcharging
Epos Now Surcharge recovers up to 3% of processing costs from customers who pay by credit card, set up to stay compliant.
AppStore integrations
100+ apps, including QuickBooks, Xero, Deputy, Mailchimp, Shopify and delivery platforms, plus Epos Now's own online ordering and website builder.
Use your own device
Micro runs the Epos Now software on hardware you already own, for stores that do not need the countertop bundle.

Epos Now pricing

Epos Now prints its US prices in three places, all read on 19 October 2026: the US terms and conditions, in force since 5 September 2022, list Plus at $0 upfront and $99 a month with Epos Now Payments and Basic at $0 upfront and $129 a month with a third-party processor, and say they take precedence over website pricing. The payments page sets card payments at 2.6% + 10¢. The Complete POS System product page also runs a time-limited offer, $399 upfront against a crossed-out $1,099 with a countdown timer and terms applying; treat it as a promotion to confirm in your quote. Other bundles and larger stores go through a quote.

Our scenario: a store taking $20,000 a month in card sales across 500 in-person payments. On the Plus plan in its written terms, Epos Now costs $669 a month: the $99 fee plus $570 in processing. On the same sales, Square Free costs $595 a month, Square Plus $624, Shopify Basic with POS Pro $698, and Clover Retail Standard $594.95, our arithmetic on each vendor's printed rates. Square and Shopify hardware is extra; Clover Standard adds $1,899 upfront, while Epos Now Plus charges nothing upfront and keeps the hardware as its property.

Over a first year with hardware included, that makes Epos Now Plus $8,028 and Clover Standard $9,038.40 for this store. Epos Now's zero upfront wins the first year; Clover's $74.05 lower monthly bill catches up after about 26 months. Rates were read on Square's pricing page, Clover's retail pricing and Shopify's POS pricing the same day.

PlanPriceBest for
Plus (US terms)$0 upfront + $99/moHardware with integrated Epos Now Payments; hardware stays Epos Now property
Basic (US terms)$0 upfront + $129/moTill, printer and back office software with a third-party card processor
Complete POS System, time-limited web offer$399 upfront (crossed-out $1,099)Countdown promotion on the product page; confirm the monthly fee and term in your quote
Epos Now Payments, in person2.6% + 10¢Refunds free; no PCI-compliance or authorization fees
Large business processingCustom quoteCustom processing rates and monthly fees for high-volume stores

Epos Now pros and cons

What we like

  • The Plus plan puts a countertop terminal, card machine and printer in place with nothing upfront, against $1,899 for Clover's Standard bundle.
  • Payments cost 2.6% + 10¢ in person with free refunds and no PCI-compliance fee.
  • 100+ AppStore integrations, including QuickBooks, Xero and Deputy.

What could be better

  • Leaving a fixed-period plan early costs the remaining monthly payments, less a 3.5% discount.
  • Plus pricing needs Epos Now Payments for 75% of card processing or $2,500 per 45 days, or you can be moved to Basic.

Who Epos Now is for

Epos Now suits a small retail store or café opening its first location that wants a countertop terminal, card machine and printer delivered and set up together, with onboarding included. It also suits owners who value a US support team on Saturdays and are comfortable processing through Epos Now Payments. Our clothing boutique POS and coffee shop POS rankings show where it lands against specialists.

Skip Epos Now if you want to keep your own processor at a negotiated rate, since the Basic plan with third-party payments costs more each month. Skip it too if you want a month-to-month plan you can leave at any time; KORONA POS runs month to month and works with any processor.

Best Epos Now alternatives

If Epos Now is not the right fit, these are the closest options.

ToolBest forStarts at
Epos NowSmall stores that want countertop hardware, card processing and onboarding in one bundlePlus $0 upfront + $99/mo, Basic $129/mo (US terms)Visit →
Square POSStores that want no monthly software fee and are happy to buy hardware separatelyFree $0/mo per locationVisit →
CloverStores that want a countertop system with a lower processing rate and can pay more upfrontRetail Basic $349 or $16/mo for 36 monthsVisit →
Shopify POSStores that sell online as much as in person and want one product catalogShopify Basic $39/mo + POS Pro $89/location/moVisit →
KORONA POSRetailers who want inventory tools, month-to-month terms and their own card processorCore $59, Retail $79, Plus $99 per terminal/moVisit →
Lowest published monthly price by toolBar chart of the lowest monthly price each vendor publishes; the same figures are in the comparison table above.Lowest published monthly priceEpos Now$99Square POSFreeClover$16Shopify POS$39
Lowest monthly figure each vendor publishes, checked Oct 2026. A tilde marks a figure the vendor states approximately. Per-seat and usage charges can sit on top of it. 1 of 5 does not publish a comparable monthly price and is left out rather than estimated.
Square POS
A free-to-start POS with lower in-person rates on its paid plans.
Visit →
Clover
A hardware-led POS with retail bundles and published online prices.
Visit →
Shopify POS
Shopify's in-store POS, joined to the same store and inventory as the online shop.
Visit →
KORONA POS
A per-terminal cloud POS that never takes a percentage of sales.
Visit →

The bottom line

Epos Now is a sound pick for a new small store that wants hardware, payments and onboarding delivered as one package with nothing upfront. The 2.6% + 10¢ rate is competitive, and Plus's zero upfront undercuts Clover's comparable countertop system on day one. Read the contract before you sign: confirm the monthly fee, the fixed term and the processing minimum in writing, since those decide what leaving would cost.

For alternatives, read our Square POS review, Clover review, Shopify POS review and Lightspeed Retail review, and compare fees in Square POS pricing, Clover pricing and Shopify POS pricing. What a POS system costs in 2026 puts software next to hardware and processing, and the liquor store POS ranking covers stores with heavy inventory. Clover on Toolradar and Shopify POS on Toolradar list more options.

Methodology: every price comes from each vendor's own pages, read on 19 October 2026 in US dollars; monthly and first-year totals are our arithmetic on those printed rates for one store profile. Retailpresso runs no test store, so nothing here is a hands-on measurement. Cite this: Retailpresso, "Epos Now Review 2026", October 2026.

Frequently asked questions

How much does Epos Now cost in the US?

Epos Now's US terms list zero-upfront plans at $99 a month with Epos Now Payments (card payments at 2.6% + 10¢) or $129 a month with a third-party processor, and say they take precedence over website prices. The product page also runs a time-limited offer on the Complete POS System at $399 upfront. Prices were read on Epos Now's own pages on 19 October 2026.

Does Epos Now have a contract?

Yes, for fixed-period plans. Epos Now's US terms say a fixed-period agreement runs to its last day, rolls to month to month afterwards, and leaving early means paying the remaining monthly payments, less a 3.5% discount. Rolling monthly plans need one calendar month's written notice. Its payments page mentions terms as short as 12 months.

Do I have to use Epos Now Payments?

Not to use the software, but Plus pricing depends on it. The US terms require Epos Now Payments for at least 75% of your card processing, or $2,500 in card payments, per rolling 45-day period; otherwise Epos Now can move you to the Basic plan at $129 a month.

What happens to Epos Now hardware if I cancel?

On zero-upfront plans the hardware stays Epos Now's property and must be returned at the end of the agreement. If it is not returned within 60 days, the US terms let Epos Now invoice the hardware value: $2,000 for the Plus bundle and $1,500 for Basic. On upfront plans, the hardware is yours once paid.

Is Epos Now cheaper than Square?

Not per month for a store that already owns hardware. For $20,000 a month in card sales across 500 payments, Square Free costs $595 a month in processing against $669 for Epos Now Plus, by our arithmetic. Epos Now can still cost less in year one for a new store, because Plus includes the hardware with nothing upfront.

Sources

Prices and plan details come from each vendor's own pricing page, re-checked by the Toolradar pricing tracker.

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